• David Krushinsky

    David Krushinsky

    President
    NMLS# 202115

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    Phoenix fixed rate mortgage

    What is a Fixed-Rate Mortgage?

    Fixed-rate mortgages are probably the most common type of mortgage. You are able to lock into a set interest rate which results in monthly mortgage payments that remain the same for the entire life of the loan.

    A fixed-rate mortgage (FRM) is a type of mortgage with a specific rate term. A fixed-rate mortgage has a fixed interest rate for the entire length of the mortgage term. These mortgages are typically available in 5 year increments between 10 and 30 year terms. The 30-year fixed rate mortgage is the most common type of mortgage people take out.

    Advantages to Fixed-Rate Mortgages

    Having a Fixed-Rate Mortgage helps most individuals establish their long term financial budgeting and savings goals more effectively. By having a mortgage rate that’s fixed for the duration of the loan, borrowers can typically project their overall household expenses more consistently from month to month.

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    Contact David Krushinsky

    David Krushinsky

    8282 W Cactus Rd, Ste. E146
    Peoria, Arizona 85381
    (602) 456-2195
    NMLS# 202115
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