Congratulations!  Your loan is approved.  The closing documents should be sent to the title company in the next 24 hours.  Once the title company receives them, they will prepare the final settlement statement or HUD-1.  The HUD-1 is then sent back to our funding department so we can approve the final figures and check for compliance.  Once approved, the title company will notify you of the final amount needed for closing.  The title company will also schedule a time for you to sign all the closing documents. 

After signing your closing documents, the title company will send the signed documents back to AmeriFirst.  If our funding department receives the closing documents before noon, AmeriFirst will fund your loan and send the title company the wire the following day.  If the documents are received after 12 pm, then your loan will fund two days after receiving documents.  Example – closing documents received on Monday at 4pm will follow with funds sent on Wednesday morning to the title company. 

Once the title company receives the funds, they will record your deed with Maricopa County and you will receive the keys.  Typically, the deed is recorded around 4:30 in the afternoon.

 * This scenario is barring any unforeseen delays and only applicable with loans originated with David Krushinsky.  Certain transactions may require more time.

Questions? Contact David Krushinsky Today!
  • David Krushinsky

    David Krushinsky

    VP · Mortgage Consultant
    NMLS# 202115

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    Contact David Krushinsky

    David Krushinsky

    14100 N 83rd Ave B-230
    Peoria, Arizona 85381
    (602) 456-2195
    NMLS# 202115
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