Apply Online

We know mortgage.

We exist to make your home-buying or refinancing process simple & stress-free. Let's get started!

Purchase Refinance

Explore Your Loan Options

Loan Options

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews

Current

Arizona

Mortgage Rates

FHA Loans

Rate

1W Change %

APR

1W Change %

Rate

1W Change %

APR

1W Change %
Last Updated: 12/11/2023

Conventional Loans

Rate

1W Change %

APR

1W Change %

Rate

1W Change %

APR

1W Change %
Last Updated: 12/11/2023

VA Loans

Rate

1W Change %

APR

1W Change %

Rate

1W Change %

APR

1W Change %
Last Updated: 12/11/2023

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.

  • Just closed another deal with DK Home Loans and the Krushinsky Team! Tough deal with lots of negotiation and other issues but DK team made their part easy! Responsive, professional, and just great to deal with the whole way through. Thx again DK team! Noel Pulanco - February 9, 2020
  • Awesome Company! We were very pleased with the high level of professionalism and knowledge throughout the entire loan process! John P Francis - January 25, 2020
  • I bought my first house at the age of 26 and was very impressed with the professional atmosphere DK home loans representatives gave me. The communication and continual questions I had made my home owership a smooth and very informative process. Thanks again Armand Hernandez - January 16, 2020
  • David Krushinsky is hands down the best at what he does, and truly epitomizes customer service, something that is really hard to find today! David and his team are true professionals that provided exemplar advice and communications, he is also extremely responsive throughout the entire mortgage process! We really could not have done this without… Gary Pelleran - December 21, 2019
  • I would recommend David and his team for purchasing a new home or refinancing I have refinance with David twice he is very knowledgeable and trustworthy man if you have any questions he will answer them right away I couldn't ask for a better person to make the refinance experience pleasurable. He is a true… Debbie A. - September 27, 2019
  • Thanks David your the best!!! Hope to work with you again , if anybody is looking to buy a home I’ll send them your way 👍 Joel martinez jr - September 26, 2019

More ❤ from Zillow

Rating ∙ Reviews on Zillow

m/d/Y

Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Phoenix Arizona

Rating ∙ Reviews on Zillow

m/d/Y

Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Phoenix Arizona

Popular Phoenix Home Loans Which loan is right for YOU?

First Time Homebuyers Phoenix

FHA Home Loans Phoenix Arizona

FHA home loans are popular among Phoenix first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Phoenix

Conventional Home Loans Phoenix Arizona

A conventional(fixed-rate mortgage) is a popular type of home financing in Phoenix because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Phoenix

Jumbo Home Loans Phoenix Arizona

A jumbo home loan is a mortgage used to finance Phoenix properties that are too expensive for a conventional conforming loan.

Jumbo Loans

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Phoenix? Now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

The Ultimate Toolbox for New Homeowners Phoenix December 8, 2023

The Ultimate Toolbox for New Homeowners

Congratulations on your new home! As you settle into this exciting chapter, it’s time to equip yourself with the essentials—especially with the holiday season being in full swing. While decking the halls and enjoying festive cheer, it’s smart to have the right tools handy for any unexpected fixes. The Top 10 Tools Every New Homeowner…

Read Post
Safe Winter Storage Tips Phoenix December 1, 2023

Safe Winter Storage Tips

Safe Winter Storage Tips As the cold winter months approach, homeowners gear up for the challenges that come with plummeting temperatures. Besides winterizing their homes and vehicles, it’s crucial to consider the safe storage of items like gasoline and other potentially hazardous materials. Proper storage not only ensures safety but also preserves the quality and…

Read Post
7 Proven Tips to Boost Curb Appeal Phoenix November 24, 2023

7 Proven Tips to Boost Curb Appeal

When it comes to making a lasting impression, your home's exterior is the key. A well-maintained and visually appealing facade not only welcomes you back every day but also catches the eye of visitors and potential buyers. Here are seven tried-and-true tips to spruce up your home's curb appeal: Let’s Elevate Your Home's Charm 1.…

Read Post
X
David Krushinsky

Questions?

(602) 456-2195 Email Us

Thanks again for choosing Reasy Financial!

X

Get in Touch

Contact David Krushinsky

David Krushinsky

14100 N 83rd Ave B-230
Peoria, Arizona 85381
(602) 456-2195
NMLS# 202115
  • Zillow

Send an Email

X David Krushinsky

If you have any immediate questions or concerns don't hesitate to give us a call @ (602) 456-2195

0%

I agree to the following terms & conditions

I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.