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Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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David Krushinsky

David Krushinsky

President
NMLS# 202115

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Current Arizona Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate3.05%
1W Change 0.00%
APR3.888%
1W Change 0.00%
Last Updated: 04/07/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.97%
1W Change 0.17%
APR4.072%
1W Change 0.17%
Last Updated: 04/07/2020

VA Loan Purchase - 30 Year Fixed

Rate3.26%
1W Change 0.11%
APR3.514%
1W Change 0.12%
Last Updated: 04/07/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.

Current Arizona Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate3.04%
1W Change 0.00%
APR3.879%
1W Change 0.00%
Last Updated: 04/07/2020

Conventional Loan Refinance - 30 Year Fixed

Rate3.72%
1W Change 0.12%
APR3.798%
1W Change 0.14%
Last Updated: 04/07/2020

VA Loan Refinance - 30 Year Fixed

Rate3.10%
1W Change 0.27%
APR3.381%
1W Change 0.29%
Last Updated: 04/07/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.

  • Just closed another deal with DK Home Loans and the Krushinsky Team! Tough deal with lots of negotiation and other issues but DK team made their part easy! Responsive, professional, and just great to deal with the whole way through. Thx again DK team! Noel Pulanco - February 9, 2020
  • Awesome Company! We were very pleased with the high level of professionalism and knowledge throughout the entire loan process! John P Francis - January 25, 2020
  • I bought my first house at the age of 26 and was very impressed with the professional atmosphere DK home loans representatives gave me. The communication and continual questions I had made my home owership a smooth and very informative process. Thanks again Armand Hernandez - January 16, 2020
  • David Krushinsky is hands down the best at what he does, and truly epitomizes customer service, something that is really hard to find today! David and his team are true professionals that provided exemplar advice and communications, he is also extremely responsive throughout the entire mortgage process! We really could not have done this without… Gary Pelleran - December 21, 2019
  • I would recommend David and his team for purchasing a new home or refinancing I have refinance with David twice he is very knowledgeable and trustworthy man if you have any questions he will answer them right away I couldn't ask for a better person to make the refinance experience pleasurable. He is a true… Debbie A. - September 27, 2019
  • Thanks David your the best!!! Hope to work with you again , if anybody is looking to buy a home I’ll send them your way 👍 Joel martinez jr - September 26, 2019

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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March 16, 2020 Most people take great pride in making their home more appealing, and homeowners can spend hundreds or thousands each year on improvements and alterations. One of the main things to consider when choosing an improvement project is how much value it could potentially add to your Phoenix residence. You also need to think about the overall… Read More

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Contact David Krushinsky

David Krushinsky

8282 W Cactus Rd, Ste. E146
Peoria, Arizona 85381
(602) 456-2195
NMLS# 202115

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