Arizona
Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.
Arizona
Refinance RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.
great attitude, very responsive... I did not hesitate to contact David after originally working with him several years ago, I would recommend his team to any and all of my friends and family as professionalism and trustworthiness are not easily found these days.
Very respectful and answered all the questions I had. I would recommend using DK Homeloans! Down to earth people and easy to work with! We got to close early, and David Krushinsky got right to work and got it done! David and his team work hard and diligent to get the loan done. Thank you all, for all the hard work! Thank you for helping us go through the process of buying our 1st home!
David, DK Home Loans took me thru the loan process without a hitch. Everything went smoothly even though I had some hurdles to overcome in the process. I recommend DK Home Loans to everyone I know. Thanks To David and his team!!!
If you need a quality loan officer and are self employed or just ready for the next step, David is your guy. He made our loan process so easy that I never once got frustrated or overwhelmed. Thank you David for all your hard work!!
They were always there to answer any questions that came up and to walk us through the whole process. Our loan closed earlier than expected and with no hiccup's.
I’ve worked with David and his team several times; that’s why when decided to re-fi we sought David out. Our re-fi was so quick and simple that we wrapped it all up in a matter of weeks. I’ve bought and sold many of homes and David and his team were spot on with the estimated quotes, we clicked “sign here” and before we knew it we were done. I would definitely recommend their team! Thank you for helping us save over $400 a month on our mortgage.
We were highly impressed with David and the team at DK Home Loans! From our first conversation, we appreciated how informative he was of the process especially since we were first time homebuyers. David was always professional and responsive whenever we reached out to him with questions. He made the process go smoothly which took away some of the stress that goes along with buying a home . Thank you,David !!!!
Couldn't recommend Dave and Kristen enough if you're looking to purchase or refinance a home. No matter the obstacle they know how to make things work.
David and his team are great to work with. Professional, timely and easy to work with. Would recommend him and his team for any loan needs that you may have.
David Krushinsky's Response:
Thank you so much for your kind words.
FHA home loans are popular among Phoenix first-time homebuyers due to low down payment and credit requirements.
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A conventional(fixed-rate mortgage) is a popular type of home financing in Phoenix because it offers predictability for your budget.
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Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.
Learn MoreConventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Phoenix? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
July 23, 2021If you’re a homeowner in 2021, there's a very good chance that you have a fair amount of equity due to recent market appreciation. So if you're wanting to take advantage of historically low borrowing rates and pay off debt or do some home improving, there are a few ways to go about it. There…
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July 16, 2021Your home is possibly the most important, and probably the most expensive, commodity you will ever purchase. That said, it makes a lot of sense to put some time and effort into protecting it! While your exact security needs will vary based on the type of home you own, and your neighborhood, the following home…
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July 9, 2021Hot weather is either already here, or just around the corner in your area, and you need to be sure that your home is ready for the summer heat. With these simple upgrades and repairs, you'll have peace of mind knowing that your home will remain cool and comfortable no matter what the weather is…
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