We know mortgages.

Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

  • Just closed another deal with DK Home Loans and the Krushinsky Team! Tough deal with lots of negotiation and other issues but DK team made their part easy! Responsive, professional, and just great to deal with the whole way through. Thx again DK team! Noel Pulanco - February 9, 2020
  • Awesome Company! We were very pleased with the high level of professionalism and knowledge throughout the entire loan process! John P Francis - January 25, 2020
  • I bought my first house at the age of 26 and was very impressed with the professional atmosphere DK home loans representatives gave me. The communication and continual questions I had made my home owership a smooth and very informative process. Thanks again Armand Hernandez - January 16, 2020
  • David Krushinsky is hands down the best at what he does, and truly epitomizes customer service, something that is really hard to find today! David and his team are true professionals that provided exemplar advice and communications, he is also extremely responsive throughout the entire mortgage process! We really could not have done this without… Gary Pelleran - December 21, 2019
  • I would recommend David and his team for purchasing a new home or refinancing I have refinance with David twice he is very knowledgeable and trustworthy man if you have any questions he will answer them right away I couldn't ask for a better person to make the refinance experience pleasurable. He is a true… Debbie A. - September 27, 2019
  • Thanks David your the best!!! Hope to work with you again , if anybody is looking to buy a home I’ll send them your way 👍 Joel martinez jr - September 26, 2019

Explore Your Loan Options

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Real Customer Experiences

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Current

Arizona

Mortgage Rates

Conventional Loan Purchase - 30 Year Fixed

Rate2.92%
1W Change 0.02%
APR2.973%
1W Change 0.02%
Last Updated: 03/01/2021

VA Loan Purchase - 30 Year Fixed

Rate2.65%
1W Change 0.03%
APR2.956%
1W Change 0.08%
Last Updated: 03/01/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.

Current

Arizona

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.55%
1W Change 0.13%
APR3.282%
1W Change 0.11%
Last Updated: 03/01/2021

Conventional Loan Refinance - 30 Year Fixed

Rate3.44%
1W Change 0.38%
APR3.498%
1W Change 0.37%
Last Updated: 03/01/2021

VA Loan Refinance - 30 Year Fixed

Rate2.67%
1W Change 0.08%
APR3.032%
1W Change 0.14%
Last Updated: 03/01/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.

More from Zillow

5.00 Rating ∙ 7 Reviews on Zillow

Great experience

Brady bratcher - 02/05/2021

David, DK Home Loans took me thru the loan process without a hitch. Everything went smoothly even though I had some hurdles to overcome in the process. I recommend DK Home Loans to everyone I know. Thanks To David and his team!!!

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by David Krushinsky - Phoenix Arizona

Amazing to work with

zuser201610251413065 - 11/17/2020

If you need a quality loan officer and are self employed or just ready for the next step, David is your guy. He made our loan process so easy that I never once got frustrated or overwhelmed. Thank you David for all your hard work!!

Loan Type Conventional
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by David Krushinsky - Phoenix Arizona

Awesome

The Kothe Team - 10/27/2020

They were always there to answer any questions that came up and to walk us through the whole process. Our loan closed earlier than expected and with no hiccup's.

Loan Type Conventional
Loan Purpose Refinance
Loan Program 30 Year Fixed
Mortgage services provided by David Krushinsky - Phoenix Arizona

Swift and Stress Free

Susanne Grogan - 07/27/2020

I’ve worked with David and his team several times; that’s why when decided to re-fi we sought David out. Our re-fi was so quick and simple that we wrapped it all up in a matter of weeks. I’ve bought and sold many of homes and David and his team were spot on with the estimated quotes, we clicked “sign here” and before we knew it we were done. I would definitely recommend their team! Thank you for helping us save over $400 a month on our mortgage.

Loan Type Conventional
Loan Purpose Refinance
Loan Program 30 Year Fixed
Mortgage services provided by David Krushinsky - Phoenix Arizona

Responsive,informative, professional

kirstenr76 - 07/17/2020

We were highly impressed with David and the team at DK Home Loans! From our first conversation, we appreciated how informative he was of the process especially since we were first time homebuyers. David was always professional and responsive whenever we reached out to him with questions. He made the process go smoothly which took away some of the stress that goes along with buying a home . Thank you,David !!!!

Loan Type Conventional
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by David Krushinsky - Phoenix Arizona

Refinancing was a breeze

Todd Helvik - 04/01/2020

Couldn't recommend Dave and Kristen enough if you're looking to purchase or refinance a home. No matter the obstacle they know how to make things work.

Loan Type Conventional
Loan Purpose Refinance
Loan Program 30 Year Fixed
Mortgage services provided by David Krushinsky - Phoenix Arizona

DK Home Loans

austinferzoco - 01/02/2020

David and his team are great to work with. Professional, timely and easy to work with. Would recommend him and his team for any loan needs that you may have.

Loan Purpose Purchase

David Krushinsky's Response:
Thank you so much for your kind words.

Mortgage services provided by David Krushinsky - Phoenix Arizona

Popular Phoenix Home Loans Which loan is right for YOU?

First Time Homebuyers Phoenix

FHA Home Loans Phoenix Arizona

FHA home loans are popular among Phoenix first-time homebuyers due to low down payment and credit requirements.

Learn More
Conventional Home Loans Phoenix

Conventional Home Loans Phoenix Arizona

A conventional(fixed-rate mortgage) is a popular type of home financing in Phoenix because it offers predictability for your budget.

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Jumbo Mortgages Phoenix

Jumbo Mortgages Phoenix Arizona

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

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Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Phoenix? Rates are historically low and now may be the right time to start saving money every month!

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%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Second Home vs. Investment Property

Second home, investment property, vacation home, rental property.....Is there any real difference among them? There are actually some very big differences between second homes and investment properties, especially if you are obtaining financing for one. Second Home A second home is just that: a second property where you and your family spend time, away from…

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Valentine’s Day Home Improvement Ideas Phoenix February 12, 2021

Valentine’s Day Home Improvement Ideas

Greeting cards, romantic dates, flowers, and chocolates are the gold standard for Valentine’s Day. But this year, why not do something different? The best Valentine’s Day gifts are those that can be enjoyed for years. DIY or home improvement projects create lasting memories reflective of a special bond between people. It’s less about the actual…

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Contact David Krushinsky

David Krushinsky

8282 W Cactus Rd, Ste. E146
Peoria, Arizona 85381
(602) 456-2195
NMLS# 202115
  • Zillow

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If you have any immediate questions or concerns don't hesitate to give us a call @ (602) 456-2195

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