All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.
All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.
If you need a quality loan officer and are self employed or just ready for the next step, David is your guy. He made our loan process so easy that I never once got frustrated or overwhelmed. Thank you David for all your hard work!!
They were always there to answer any questions that came up and to walk us through the whole process. Our loan closed earlier than expected and with no hiccup's.
I’ve worked with David and his team several times; that’s why when decided to re-fi we sought David out. Our re-fi was so quick and simple that we wrapped it all up in a matter of weeks. I’ve bought and sold many of homes and David and his team were spot on with the estimated quotes, we clicked “sign here” and before we knew it we were done. I would definitely recommend their team! Thank you for helping us save over $400 a month on our mortgage.
We were highly impressed with David and the team at DK Home Loans! From our first conversation, we appreciated how informative he was of the process especially since we were first time homebuyers. David was always professional and responsive whenever we reached out to him with questions. He made the process go smoothly which took away some of the stress that goes along with buying a home . Thank you,David !!!!
Couldn't recommend Dave and Kristen enough if you're looking to purchase or refinance a home. No matter the obstacle they know how to make things work.
David and his team are great to work with. Professional, timely and easy to work with. Would recommend him and his team for any loan needs that you may have.
David Krushinsky's Response:
Thank you so much for your kind words.
FHA home loans are popular among Phoenix first-time homebuyers due to low down payment and credit requirements.
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A conventional(fixed-rate mortgage) is a popular type of home financing in Phoenix because it offers predictability for your budget.
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Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.
Learn MoreConventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
5%
1%
5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
5%
1%
5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
Monthly Mortgage Insurance $0
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
0%
1%
4.5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
Purchase Price $1421
VA Funding Fee $1421
Amount Financed $1421
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
November 25, 2020
Not all homeowners insurance policies are created equal. When it comes time to file a claim, many Phoenix homeowners find that their policy covers only certain types of damage. As a homeowner, you should thoroughly read your policy before you need it. Review your declarations page in order to fully understand what your policy covers…
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November 18, 2020
Autumn is hardly the time for Phoenix homeowners to ignore their lawns and landscapes. In fact, what they do now will determine the quality of their family yard next spring and summer. During the pandemic, homeowners have been rediscovering the importance of connecting to the outdoors. That has translated into record sales in yard and…
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November 11, 2020
Paint company Sherwin-Williams announced its 2021 color of the year: “urbane bronze.” The hue is said to instill calmness and has ties to nature, Sherwin-Williams says. "The home is now the ultimate retreat from the world, and color is an easy and effective way to create a personal haven," says Sue Wadden, director of color…
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