Apply Online

Realize Your Dream of Home Ownership

Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

Contact Me Today! Apply Now!
David Krushinsky

David Krushinsky

President
NMLS# 202115

(602) 456-2195 Email Me

Explore Your Loan Options

Learn More

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews
  • I bought my first house at the age of 26 and was very impressed with the professional atmosphere DK home loans representatives gave me. The communication and continual questions I had made my home owership a smooth and very informative process. Thanks again Armand Hernandez - January 16, 2020
  • David Krushinsky is hands down the best at what he does, and truly epitomizes customer service, something that is really hard to find today! David and his team are true professionals that provided exemplar advice and communications, he is also extremely responsive throughout the entire mortgage process! We really could not have done this without… Gary Pelleran - December 21, 2019
  • I would recommend David and his team for purchasing a new home or refinancing I have refinance with David twice he is very knowledgeable and trustworthy man if you have any questions he will answer them right away I couldn't ask for a better person to make the refinance experience pleasurable. He is a true… Debbie A. - September 27, 2019
  • Thanks David your the best!!! Hope to work with you again , if anybody is looking to buy a home I’ll send them your way 👍 Joel martinez jr - September 26, 2019
  • It is such a pleasure working with David and his team. As an escrow officer it is wonderful to work with a lender that is thorough, professional, and timely. Thank you David! Cheryl S. - August 8, 2019
  • I don't know where to start. David and his team were exceptional. They're the best I've ever worked with due to their responsiveness and direction. They know how to get things done right and fast. They embody customer service and provide real help. David has the experience and connections to close the deal. I will… Carlos Wuttke - July 31, 2019

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Home Prices Could Increase 5.4% by October 2020 Phoenix

Home Prices Could Increase 5.4% by October 2020

January 13, 2020 Home prices grew by 3.5 percent year-over-year in October and are expected to rise by 5.4 percent by the same time next year, according to a CoreLogic Home Price Index and Forecast report. Between September and October 2019, home prices grew by 0.5 percent. Nationwide, home values have been growing steadily since 2012 and the… Read More
Should You Rent Or Own If You’re Retired? Phoenix

Should You Rent Or Own If You’re Retired?

January 6, 2020 For many of us, the decision to rent or buy is dictated by our income. But for retirees, who are typically on a fixed income, deciding between renting and buying isn't such a simple calculation. Retirees may choose to relocate for a variety of reasons, including downsizing, being closer to family, or to enjoy a… Read More
Selling Your Home? Here’s How To Make It Look Its Best Before Showings Phoenix

Selling Your Home? Here’s How To Make It Look Its Best Before Showings

December 30, 2019 While there are many things you can do to make your Phoenix property look it's best before showing to a potential buyer, here are four of the most important aspects to highlight: Appeal Appeal reigns supreme when it comes to attracting prospective buyers. They're looking for an attractive residence that'll present a welcoming façade and… Read More

Mortgage Questions? We Can Help!

Contact Us Today!
X

Get in Touch

Contact David Krushinsky

David Krushinsky

8282 W Cactus Rd, Ste. E146
Peoria, AZ 85381
(602) 456-2195
NMLS# 202115

Send an Email