Realize Your Dream of Home Ownership

Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

Contact Me Today! Apply Now!
David Krushinsky

David Krushinsky

President
NMLS# 202115

Explore Your Loan Options

Learn More

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews
  • David and his team were great work with, they made the entire process fast and easy, we could not be any more satisfied with the services they provided! John Francis - January 11, 2019
  • A real pleasure to have in the industry is dk home loans. David Krushinsky has been a great help through the whole process. Highly recommend him and his team. Jason Robert Lopez - December 28, 2018
  • David Krushinsky has helped many of clients with their lending needs. The difference between David and other loan officers in the lending industry is his experience and knowledge of lending guidelines and market trends. He utilizes the latest technology, which makes for a smooth, streamlined loan process Jessica M. - December 12, 2018
  • I would recommend the Krushinsky Team to anyone needing a home loan! David and Kristen are very knowledgeable and kept us informed every step of the way. They answered any questions we had quickly and thoroughly. This is our second time buying a house with their help and we highly recommend them! Liz T. - December 12, 2018
  • David is one of the diamonds in an in industry that still has too many mediocre "professionals". As a loan officer, he is as good as it gets. He's a student to the ever changing mortgage industry. Shane H. - December 12, 2018

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Phoenix Home Renovation: Expect The Unexpected Phoenix

Phoenix Home Renovation: Expect The Unexpected

January 21, 2019 Buying a home in Phoenix is exciting. But it can come with some unplanned surprises. One of these is unexpected home renovation you may need to tackle after moving in. These can be sudden repairs or upgrades required that even your home inspector didn’t foresee. New data show that many buyers encounter unplanned improvements needed… Read More
The 7 Most Important Household Tasks After a Move Phoenix

The 7 Most Important Household Tasks After a Move

January 14, 2019 For many people, the first few hours after a move are a stressful time. There’s so much to do that it can be hard to even figure out where to start. That’s where we come in. We’ve narrowed down the seven most important household tasks to take care of after the move. Read them over… Read More
Things You Should Know Before Applying for a Mortgage Phoenix

Things You Should Know Before Applying for a Mortgage

January 7, 2019 Unless you’re sitting on a ton of cold, hard cash, you’re going to need a mortgage to buy a home in Phoenix. Unfortunately, you can’t just show up at a bank with a checkbook and a smile and get approved for a home loan—you need to qualify for a mortgage, which requires some careful planning.… Read More

Mortgage Questions? We Can Help!

Contact Us Today!
X

Get in Touch

Contact David Krushinsky

David Krushinsky

15470 N 87th Dr
Peoria, AZ 85382
(602) 456-2195
NMLS# 202115

Send an Email