Arizona
Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.
Arizona
Refinance RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.
David, DK Home Loans took me thru the loan process without a hitch. Everything went smoothly even though I had some hurdles to overcome in the process. I recommend DK Home Loans to everyone I know. Thanks To David and his team!!!
If you need a quality loan officer and are self employed or just ready for the next step, David is your guy. He made our loan process so easy that I never once got frustrated or overwhelmed. Thank you David for all your hard work!!
They were always there to answer any questions that came up and to walk us through the whole process. Our loan closed earlier than expected and with no hiccup's.
I’ve worked with David and his team several times; that’s why when decided to re-fi we sought David out. Our re-fi was so quick and simple that we wrapped it all up in a matter of weeks. I’ve bought and sold many of homes and David and his team were spot on with the estimated quotes, we clicked “sign here” and before we knew it we were done. I would definitely recommend their team! Thank you for helping us save over $400 a month on our mortgage.
We were highly impressed with David and the team at DK Home Loans! From our first conversation, we appreciated how informative he was of the process especially since we were first time homebuyers. David was always professional and responsive whenever we reached out to him with questions. He made the process go smoothly which took away some of the stress that goes along with buying a home . Thank you,David !!!!
Couldn't recommend Dave and Kristen enough if you're looking to purchase or refinance a home. No matter the obstacle they know how to make things work.
David and his team are great to work with. Professional, timely and easy to work with. Would recommend him and his team for any loan needs that you may have.
David Krushinsky's Response:
Thank you so much for your kind words.
FHA home loans are popular among Phoenix first-time homebuyers due to low down payment and credit requirements.
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A conventional(fixed-rate mortgage) is a popular type of home financing in Phoenix because it offers predictability for your budget.
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Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.
Learn MoreConventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Phoenix? Rates are historically low and now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
May 7, 2021Most people enjoy moving to a new house but hate the actual moving process. That’s why it can be so important to make things as easy and as stress-free as possible. It’s nearly impossible not to get stressed at all, that’s normal. The point is to lessen the natural stress of moving by taking part…
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April 30, 2021Whenever you’re in the market for a new home, seeing all of these different words can be confusing. Did you think a condo was just an apartment? Are you confused by duplexes and townhouses? Well, you’re not alone. The names of different types of houses and housing units can be confusing. The easiest way to make…
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April 23, 2021If you’re obtaining a mortgage to buy a house, then you could have two types of insurance, homeowners insurance and mortgage insurance. Homeowner’s insurance is sometimes referred to as hazard insurance. These policies cover damage to your property and losses you might suffer in a natural disaster, flood, break-in or other unexpected circumstance. Much like…
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