Arizona
Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with David Krushinsky to receive a personalized rate for your specific situation.
FHA home loans are popular among Phoenix first-time homebuyers due to low down payment and credit requirements.
FHA Loans
A conventional(fixed-rate mortgage) is a popular type of home financing in Phoenix because it offers predictability for your budget.
Conventional Loans
A jumbo home loan is a mortgage used to finance Phoenix properties that are too expensive for a conventional conforming loan.
Jumbo LoansConventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Phoenix? Now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
December 1, 2023Safe Winter Storage Tips As the cold winter months approach, homeowners gear up for the challenges that come with plummeting temperatures. Besides winterizing their homes and vehicles, it’s crucial to consider the safe storage of items like gasoline and other potentially hazardous materials. Proper storage not only ensures safety but also preserves the quality and…
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November 24, 2023When it comes to making a lasting impression, your home's exterior is the key. A well-maintained and visually appealing facade not only welcomes you back every day but also catches the eye of visitors and potential buyers. Here are seven tried-and-true tips to spruce up your home's curb appeal: Let’s Elevate Your Home's Charm 1.…
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November 17, 2023The holiday season is upon us, and that means gatherings, laughter, and the joy of hosting friends and family. Sometimes, those moments happen spontaneously. Whether it’s a planned gathering or an unexpected visit, getting your house guest-ready in under an hour can feel daunting. Fear not! With a strategic approach and a dash of creativity,…
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