Tag Archives: home loan process

Dec200912

David Krushinsky

2

So What’s My Phoenix Home Loan Rate?

So What’s My Phoenix Home Loan Rate?

“So what’s my Phoenix home loan rate”? This is the question asked to loan originators everyday from our clients and prospects.  There is no simple answer and it seems to be getting more complex as the mortgage industry moves toward more risk-based pricing.  Risk-based pricing allows adjustments to par pricing for risk factors such as; FICO scores, loan-to-value percentages, [...]

Nov200916

David Krushinsky

1

Disputing Items on Your Credit Report During the Home Loan Process

Should you tell your clients to dispute items on their credit report during the loan process?  The most common response is typically, “Sure, why not?”.  If you are advising your clients to dispute credit items, you may be in for a big surprise.
A few months ago, we prequalified a borrower looking to purchase an investment property.  We knew the transaction wasn’t going to be easy, [...]

 

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