Disputing Items on Your Credit Report During the Home Loan Process

Should you tell your clients to dispute items on their credit report during the loan process?  The most common response is typically, “Sure, why not?”.  If you are advising your clients to dispute credit items, you may be in for a big surprise.
A few months ago, we prequalified a borrower looking to purchase an investment property.  We knew the transaction wasn’t going to be easy, [...]