Category: Home + Lifestyle

Mortgage rates reverse course, moving lower for the first time in more than two months

Fixed mortgage rates, which have been on a tear since the presidential election, retreated this week, falling for the first time in nine weeks.

According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average tumbled to 4.2 percent with an average 0.5 point. (Points are fees paid to a lender equal to 1 percent of the loan amount.) It was 4.32 percent a week ago and 3.97 percent a year ago.

 

Read the source article at The Washington Post

CFPB fines TransUnion and Equifax for deceiving consumers with their marketing

HousingWire first broke the news late last week that TransUnion would pay just shy of $17 million as part of a settlement with the CFPB, as revealed by a company filing with the Securities and Exchange Commission. As it turns out, there’s more. Today, the CFPB’s report revealed Equifax was fined too. Click the headline for more information.

Read the source article at U.S. Housing Finance News

The New Kitchen Trends We’re Anxiously Anticipating — The 2017 Kitchen

We saw so many beautiful kitchen trends in 2016: tons of marble, rich blue and black cabinets, open shelving, and a mix of materials. While we don’t think these things will disappear overnight, we definitely see a shift ahead. If you’re thinking about redoing your kitchen soon, or are just design curious, read on for what you can expect to see more of in the coming year, and why we think that’s the case.

Read the source article at Apartment Therapy

We Bet You Don’t Know: Origins of 5 Classic Christmas Traditions

It’s the most wonderful time of the year: Colorful lights on every street corner, the scent of pine filling the air, all kinds of holiday cheer being passed around. But do you ever find yourself wondering why we do the things we do in the holiday season? Where did all of these traditions come from? Well, pull up a chair and grab a mug of spiced cider (or, you know, mulled wine). We have five classic Christmas traditions to share—and how they got started.

Read the source article at Apartment Therapy

What to Hang by the Fire After the Holidays

 

Every decorator feels it. The bah-humbugs after putting away the holiday decorations that so beautifully lit your home for the last month or more. But winter décor doesn’t have to bore.

Check out this photo gallery from HGTV for lovely ideas for decorating your mantel after the stockings are put away.