David Krushinsky 'Your Phoenix area Mortgage Specialist'

Buying a Home?

There has never been a better time to buy a home. With the home mortgage rates being where they are it is a home buyers market out there and now is the time to take advantage.


Home Buyer Information

Need to Refinance?

Are you stuck with increasing monthly mortgage payments and looking for favorable loan rate and terms on your home loan? Or wanting to consolidate your debt and pay them off faster?


Mortgage Refinancing Help

   Your Checklist

There are quite a few things that come into play when trying to quality for a new home mortgage or refinancing your current mortgage. Find out what you need to bring to your appointment.


Home Mortgage Checklist

Head over to my Phoenix Mortgage Blog for the latest news & info!

  Questions? Telephone: 623.594.7600 or Email: david.krushinsky@wjbradley.com
   
 
   
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Providing phoenix home mortgage services throughout Arizona:
Phoenix AZ, Scottsdale AZ, Mesa AZ, Chandler AZ, Queen Creek AZ, Peoria AZ, Glendale AZ, Fountain Hills AZ, Cave Creek AZ, Gilbert AZ, Tempe AZ, Paradise Valley AZ, Surprise AZ, Avondale AZ, Buckeye AZ and more!
David Krushinsky
Loan Officer
W.J. Bradley Mortgage Capital Corp.
2730 W Agua Fria Fwy # 101
Phoenix, AZ 85027
623.594.7600
NMLS 202115

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HomePath Financing in Phoenix, AZ
So you’re in the market to purchase a home in Phoenix, Arizona? You’ve saved your money, but were hoping to find something with a low down payment. Unfortunately, most of the affordable houses in your price range are unable to be financed with a FHA home loan. It is beginning to seem like your only option may be Conventional financing, which requires a significantly larger down payment.

There is another option. It is possible to take advantage of today’s low interest rates and affordable home prices in Phoenix, while still benefiting from a reasonable down payment.

You can purchase a home, which is owned by mortgage giant Fannie Mae, for as little as 3% down. Fannie Mae currently owns many homes taken over through the foreclosure process throughout greater Phoenix, Arizona. These homes can be financed through their new HomePath® program, specifically for Fannie Mae REO properties.

Learn more about HomePath Financing in Phoenix, Arizona

FHA 203k Home Mortgage in Phoenix, AZ (this loan makes the home eligible for repairs and is popular among bank-owned)
The FHA 203K Rehabilitation Loan was started as a tool to help the revitalization of neighborhoods and communities in Phoenix, Arizona and throughout the United States. The 203k loan program offers borrowers the resources to rehabilitate or repair their new Phoeinx home that may be in need of limited repairs and/or upgrades without exhausting their savings. This can be used for either the purchase of a fixer-upper or the refinance of a home they currently occupy. One single loan is used to pay for the purchase (or refinance) and the cost of renovating the home.

Learn more about 203k Home Mortgages in Phoenix, Arizona

USDA Home Loan in Phoenix, AZ (allows 100% financing in rural areas)
If you’re interested in purchasing a home in Arizona but don’t have the available resources for a down payment, look no further than the U.S. Department of Agriculture (USDA) Home Loan. The USDA has a guaranteed home loan program available to help individuals and families purchase a home in Arizona located in certain qualified rural areas.

Learn more about USDA Home Loans in Phoenix, Arizona