David Krushinky 'Your Phoenix Mortgage Specialist' Apply Here

Buying a Home?

There has never been a better time to buy a home. With the home mortgage rates being where they are it is a home buyers market out there and now is the time to take advantage.


Home Buyer Information

Need to Refinance?

Are you stuck with increasing monthly mortgage payments and looking for favorable loan rate and terms on your home loan? Or wanting to consolidate your debt and pay them off faster?


Mortgage Refinancing Help

   Your Checklist

There are quite a few things that come into play when trying to quality for a new home mortgage or refinancing your current mortgage. Find out what you need to bring to your appointment.


Home Mortgage Checklist

Head over to my Phoenix Mortgage Blog for the latest news & info!

  Questions? Telephone: 602.456.2195 or Email: david@dkhomeloans.com
   
 
   
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Providing phoenix home mortgage services throughout Arizona:
Phoenix AZ, Scottsdale AZ, Mesa AZ, Chandler AZ, Queen Creek AZ, Peoria AZ, Glendale AZ, Fountain Hills AZ, Cave Creek AZ, Gilbert AZ, Tempe AZ, Paradise Valley AZ, Surprise AZ, Avondale AZ, Buckeye AZ and more!
David Krushinsky
Senior Loan Officer
AmeriFirst Financial, Inc.
15111 North Pima Road, Suite 110
Scottsdale, AZ 85260
602.456.2195
NMLS 202115

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HomePath Financing in Phoenix, AZ
So you’re in the market to purchase a home in Phoenix, Arizona? You’ve saved your money, but were hoping to find something with a low down payment. Unfortunately, most of the affordable houses in your price range are unable to be financed with a FHA home loan. It is beginning to seem like your only option may be Conventional financing, which requires a significantly larger down payment.

There is another option. It is possible to take advantage of today’s low interest rates and affordable home prices in Phoenix, while still benefiting from a reasonable down payment.

You can purchase a home, which is owned by mortgage giant Fannie Mae, for as little as 3% down. Fannie Mae currently owns many homes taken over through the foreclosure process throughout greater Phoenix, Arizona. These homes can be financed through their new HomePath® program, specifically for Fannie Mae REO properties.

Learn more about HomePath Financing in Phoenix, Arizona

VA Home Loans in Phoenix, AZ
Phoenix VA mortgage loans can be used towards purchasing a home, building a home, or refinancing an existing mortgage.
When purchasing a home in Phoenix, a VA (Veterans Administration) guaranteed home loan is the preferred loan program for active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required.

Learn more about Phoenix VA Mortgage Loans

USDA Home Loan in Phoenix, AZ (allows 100% financing in rural areas)
If you’re interested in purchasing a home in Arizona but don’t have the available resources for a down payment, look no further than the U.S. Department of Agriculture (USDA) Home Loan. The USDA has a guaranteed home loan program available to help individuals and families purchase a home in Arizona located in certain qualified rural areas.

Learn more about USDA Home Loans in Phoenix, Arizona